A sale has three costs, and here’s each one.
1
Your plan
GrownBy Free is $0 in both USD and CAD. Paid plans are a flat monthly or annual price, with 10% off annually and another 10% off for co‑op members.
2
Card processing
Stripe or Fortis charges its own rate on each card payment. You pick the processor.
3
The 2% co‑op fee
Added to card and ACH payments on GrownBy. It funds the co‑op, and you can pass it to customers at checkout.
Card processing
You can use Stripe, Fortis, or both.
Both processors work with GrownBy, and you can combine them. Many farms use Stripe online and Fortis on Register. Stripe has no monthly fee. Fortis has lower per-transaction rates and handles in-person SNAP/EBT with Register.

Online and in-person card payments, plus ACH bank payments.
Online cards
2.9% + $0.30 USD
In-person cards
2.9% + $0.15 USD
ACH bank payments
1% (max $5 USD)
Monthly fee
None

Online and in-person card payments, plus in-person SNAP/EBT with Register.
Online cards
2.75% + $0.20 USD
In-person cards
2.6% + $0.10 USD
In-person SNAP/EBT
$0.10 USD per transaction
Monthly fee
$6 USD, only if using Fortis

SNAP EBT processing partners

SNAP EBT payments through GrownBy.
SNAP EBT
Free
Setup or monthly fee
None

Online SNAP EBT payments.
SNAP EBT
Free
Setup or monthly fee
None
What you keep from a $100 USD online sale.
Here’s the same sale run through Stripe and through Fortis. Either way, you can pass the fees to the customer at checkout, as an option or as a requirement.
With Stripe
Sale
$100.00 USD
Stripe (2.9% + $0.30 USD)
− $3.20 USD
Co‑op fee (2%)
− $2.00 USD
Your farm receives
$94.80 USD
No monthly processing fee.
With Fortis
Sale
$100.00 USD
Fortis (2.75% + $0.20 USD)
− $2.95 USD
Co‑op fee (2%)
− $2.00 USD
Your farm receives
$95.05 USD
Plus $6 USD per month for Fortis.
Your plan price is billed separately. Processor rates can change; we’ll confirm current rates on your demo call.
You choose who covers the fees.
Farms can pay processing and co‑op fees themselves, or share them with customers at checkout in a few different ways.
Include fees at checkout. Add the fees to the customer’s total, so the price you set is what you take home.
Ask customers to cover fees. They see the fees at checkout and can choose to pay them for your farm.
Invite an optional tip. Customers can add a tip at checkout that offsets fees and supports your farm.
No co‑op fee on Register, cash, or offline payments.
✓ Sales rung up on GrownBy Register
✓ Cash
✓ Checks and other offline payments
